The central bank is going to conduct fourth Rural Credit Survey.
The survey – a comprehensive survey on the reach of credit to the rural populace – that is being conducted after two decades will look into the existence of informal lenders and their transactions apart from existence of lending institutions in the areas, though the central bank has been planning to conduct the survey since long.
The central bank that had earlier in 1991-92 conducted a similar survey has asked for expression of interest from research institutions to undertake a field survey in the 15 districts including Dolakha, Jumla, Bajura, Dhankuta, Tehrathum, Kavrepalanchowk, Gorkha, Gulmi, Jajarkot, Dadeldhura, Jhapa, Mahottari, Rupandehi, Dang and Kanchanpur.
The samples will be taken from 5,400 households and 952 institutions, including banks, financial institutions and savings and credit cooperatives for the survey that is expected to help form policy and implement after a clear picture of state of formal lending and interest. It will also help keep track of prevalence of informal lending, the central bank said, adding that the financial intermediaries and the financial system have undergone massive changes in the last two decades calling for a serious updated survey to help design future monetary, fiscal and banking policies based on contemporary rural banking scenario.

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